Credit Suisse è uno dei maggiori fornitori di servizi finanziari a livello mondiale. La nostra strategia si basa sui principali punti di forza di Credit Suisse: il posizionamento come uno degli istituti leader a livello mondiale nella gestione patrimoniale, le spiccate competenze nell'Investment Banking e la solida presenza sul nostro mercato domestico – la Svizzera. Nella gestione patrimoniale adottiamo un'impostazione equilibrata, con lo scopo di beneficiare da un lato della solida base costituita dai patrimoni nei mercati maturi, e dall'altro della notevole crescita della ricchezza nella regione Asia-Pacifico e in altri mercati emergenti, offrendo contemporaneamente i nostri servizi nei principali mercati sviluppati, con particolare focalizzazione sulla Svizzera. Presso Credit Suisse operano circa 48'770 collaboratori. Le azioni nominative di Credit Suisse Group AG (CSGN), sono quotate in Svizzera e, come American Depositary Shares (CS), a New York. Ulteriori informazioni su Credit Suisse sono disponibili all’indirizzo www.credit-suisse.com.
Cautionary statement regarding forward-looking information
This document contains statements that constitute forward-looking statements. In addition, in the future we, and others on our behalf, may make statements that constitute forward-looking statements. Such forward-looking statements may include, without limitation, statements relating to the following:
our plans, targets or goals;
our future economic performance or prospects;
the potential effect on our future performance of certain contingencies; and
assumptions underlying any such statements.
Words such as “believes,” “anticipates,” “expects,” “intends” and “plans” and similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements. We do not intend to update these forward-looking statements.
By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, and risks exist that predictions, forecasts, projections and other outcomes described or implied in forward-looking statements will not be achieved. We caution you that a number of important factors could cause results to differ materially from the plans, targets, goals, expectations, estimates and intentions expressed in such forward-looking statements. These factors include:
the ability to maintain sufficient liquidity and access capital markets;
market volatility and interest rate fluctuations and developments affecting interest rate levels, including the persistence of a low or negative interest rate environment; the strength of the global economy in general and the strength of the economies of the countries in which we conduct our operations, in particular the risk of negative impacts of COVID-19 on the global economy and financial markets and the risk of continued slow economic recovery or downturn in the EU, the US or other developed countries or in emerging markets in 2020 and beyond;
the emergence of widespread health emergencies, infectious diseases or pandemics, such as COVID-19, and the actions that may be taken by governmental authorities to contain the outbreak or to counter its impact on our business;
potential risks and uncertainties relating to the severity of impacts from COVID-19 and the duration of the pandemic, including potential material adverse effects on our business, financial condition and results of operations;
the direct and indirect impacts of deterioration or slow recovery in residential and commercial real estate markets;
adverse rating actions by credit rating agencies in respect of us, sovereign issuers, structured credit products or other credit-related exposures;
the ability to achieve our strategic goals, including those related to our targets, ambitions and financial goals; the ability of counterparties to meet their obligations to us and the adequacy of our allowance for credit losses;
the effects of, and changes in, fiscal, monetary, exchange rate, trade and tax policies, as well as currency fluctuations;
political, social and environmental developments, including war, civil unrest or terrorist activity and climate change;
the ability to appropriately address social, environmental and sustainability concerns that may arise from our business activities;
the effects of, and the uncertainty arising from, the UK’s withdrawal from the EU;
the possibility of foreign exchange controls, expropriation, nationalization or confiscation of assets in countries in which we conduct our operations;
operational factors such as systems failure, human error, or the failure to implement procedures properly;
the risk of cyber attacks, information or security breaches or technology failures on our business or operations;
the adverse resolution of litigation, regulatory proceedings and other contingencies;
actions taken by regulators with respect to our business and practices and possible resulting changes to our business organization, practices and policies in countries in which we conduct our operations;
the effects of changes in laws, regulations or accounting or tax standards, policies or practices in countries in which we conduct our operations;
the expected discontinuation of LIBOR and other interbank offered rates and the transition to alternative reference rates;
the potential effects of changes in our legal entity structure;
competition or changes in our competitive position in geographic and business areas in which we conduct our operations;
the ability to retain and recruit qualified personnel;
the ability to maintain our reputation and promote our brand;
the ability to increase market share and control expenses;
technological changes instituted by us, our counterparties or competitors;
the timely development and acceptance of our new products and services and the perceived overall value of these products and services by users;
acquisitions, including the ability to integrate acquired businesses successfully, and divestitures, including the ability to sell non-core assets; and
other unforeseen or unexpected events and our success at managing these and the risks involved in the foregoing.
We caution you that the foregoing list of important factors is not exclusive. When evaluating forward-looking statements, you should carefully consider the foregoing factors and other uncertainties and events, including the information set forth in “Risk factors” in I – Information on the company in our Annual Report 2019 and in “Risk factor” in I – Credit Suisse in our 1Q20 Financial Report.
Il presente documento è stato redatto dal Credit Suisse. Le opinioni ivi espresse sono quelle del Credit Suisse all’atto della redazione e potranno in qualsiasi momento essere soggette a variazione. Il documento ha finalità puramente informative ed è pensato per l’utilizzo da parte del destinatario. Non costituisce né un’offerta, né una sollecitazione da parte o per conto del Credit Suisse alla compravendita di valori mobiliari. Un riferimento alla performance passata non rappresenta una garanzia di pari performance futura. Le informazioni e le analisi contenute all’interno della presente pubblicazione sono state ricavate da fonti ritenute attendibili. Il Credit Suisse non fornisce tuttavia alcuna garanzia in merito alla loro attendibilità e completezza e declina qualsivoglia responsabilità per le perdite derivanti dall’utilizzo di tali informazioni.