Les investisseurs et les autres personnes intéressées doivent noter que nous communiquons des informations importantes sur la société (comprenant les communiqués de presse trimestriels sur les résultats financiers, les rapports financiers trimestriels et le Rapport annuel sur le développement durable) à l’attention du public d’investisseurs à travers les communiqués de presse, les rapports ad hoc suisses et pour la SEC, notre site web ainsi que les conférences téléphoniques et les webcasts publics. Nous avons aussi l’habitude d’employer notre compte Twitter @creditsuisse (https://twitter.com/creditsuisse), notre compte LinkedIn (https://www.linkedin.com/company/credit-suisse/), nos comptes Instagram (https://www.instagram.com/creditsuisse_careers/ et https://www.instagram.com/creditsuisse_ch/), notre compte Facebook (https://www.facebook.com/creditsuisse/) ainsi que d’autres canaux de médias sociaux comme moyens supplémentaires pour communiquer des informations publiques, et notamment pour partager des messages clés de nos communications publiques. Il se peut que nous partagions ou retweetions ces messages à travers certains de nos comptes
régionaux, dont Twitter @csschweiz (https://twitter.com/csschweiz) et @csapac (https://twitter.com/csapac). Les investisseurs et autres personnes intéressées doivent considérer ces messages abrégés en tenant compte du contexte des communications dont ils sont extraits. Les informations que nous publions sur ces comptes de médias sociaux ne font pas partie de ce document.
Les informations auxquelles il est fait référence dans ce document, que ce soit via des liens sur Internet ou d’une autre manière, ne sont pas intégrées dans ce document.
La version anglaise du présent document fait foi.
Le Credit Suisse est un prestataire de services financiers leader sur le plan international. Notre stratégie s’appuie sur nos principaux points forts: notre positionnement parmi les grands établissements de gestion de fortune, nos solides compétences en investment banking et notre forte présence sur notre marché domestique suisse. Nous poursuivons une approche équilibrée dans la gestion de fortune, notre objectif étant de tirer profit tant de la base d’actifs importante dans les marchés matures que de l’accroissement du capital considérable dans la région Asie-Pacifique et dans d’autres marchés émergents, tout en continuant à servir les marchés développés les plus importants et en particulier la Suisse. Le Credit Suisse emploie quelque 50 110 collaborateurs. Les actions nominatives (CSGN) de Credit Suisse Group AG, sont cotées en Suisse, ainsi qu’à New York sous la forme d’American Depositary Shares (CS). Pour plus d’informations sur le Credit Suisse, rendez-vous à l’adresse www.credit-suisse.com.
Cautionary statement regarding forward-looking information
This document contains statements that constitute forward-looking statements. In addition, in the future we, and others on our behalf, may make statements that constitute forward-looking statements. Such forward-looking statements may include, without limitation, statements relating to the following:
- our plans, targets or goals;
- our future economic performance or prospects;
- the potential effect on our future performance of certain contingencies; and
- assumptions underlying any such statements.
Words such as "believes," "anticipates," "expects," "intends" and "plans" and similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements. We do not intend to update these forward-looking statements.
By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, and risks exist that predictions, forecasts, projections and other outcomes described or implied in forward-looking statements will not be achieved. We caution you that a number of important factors could cause results to differ materially from the plans, targets, goals, expectations, estimates and intentions expressed in such forward-looking statements and that the ongoing COVID-19 pandemic creates significantly greater uncertainty about forward-looking statements in addition to the factors that generally affect our business. These factors include:
- the ability to maintain sufficient liquidity and access capital markets;
- market volatility, increases in inflation and interest rate fluctuations or developments affecting interest rate levels;
- the ongoing significant negative consequences of the Archegos and supply chain finance funds matters and our ability to successfully resolve these matters;
- our ability to improve our risk management procedures and policies and hedging strategies;
- the strength of the global economy in general and the strength of the economies of the countries in which we conduct our operations, in particular the risk of negative impacts of COVID-19 on the global economy and financial markets and the risk of continued slow economic recovery or downturn in the EU, the US or other developed countries or in emerging markets in 2022 and beyond;
- the emergence of widespread health emergencies, infectious diseases or pandemics, such as COVID-19, and the actions that may be taken by governmental authorities to contain the outbreak or to counter its impact;
- potential risks and uncertainties relating to the severity of impacts from COVID-19 and the duration of the pandemic, including potential material adverse effects on our business, financial condition and results of operations;
- the direct and indirect impacts of deterioration or slow recovery in residential and commercial real estate markets;
- adverse rating actions by credit rating agencies in respect of us, sovereign issuers, structured credit products or other credit-related exposures;
- the ability to achieve our strategic goals, including those related to our targets, ambitions and financial goals;
- the ability of counterparties to meet their obligations to us and the adequacy of our allowance for credit losses;
- the effects of, and changes in, fiscal, monetary, exchange rate, trade and tax policies;
- the effects of currency fluctuations, including the related impact on our business, financial condition and results of operations due to moves in foreign exchange rates;
- geopolitical and diplomatic tensions, instabilities and conflicts, including war, civil unrest, terrorist activity, sanctions or other geopolitical events or escalations of hostilities;
- political, social and environmental developments, including climate change;
- the ability to appropriately address social, environmental and sustainability concerns that may arise from our business activities;
- the effects of, and the uncertainty arising from, the UK’s withdrawal from the EU;
- the possibility of foreign exchange controls, expropriation, nationalization or confiscation of assets in countries in which we conduct our operations;
- operational factors such as systems failure, human error, or the failure to implement procedures properly;
- the risk of cyber attacks, information or security breaches or technology failures on our reputation, business or operations, the risk of which is increased while large portions of our employees work remotely;
- the adverse resolution of litigation, regulatory proceedings and other contingencies;
- actions taken by regulators with respect to our business and practices and possible resulting changes to our business organization, practices and policies in countries in which we conduct our operations;
- the effects of changes in laws, regulations or accounting or tax standards, policies or practices in countries in which we conduct our operations;
- the discontinuation of LIBOR and other interbank offered rates and the transition to alternative reference rates;
- the potential effects of changes in our legal entity structure;
- competition or changes in our competitive position in geographic and business areas in which we conduct our operations;
- the ability to retain and recruit qualified personnel;
- the ability to protect our reputation and promote our brand;
- the ability to increase market share and control expenses;
- technological changes instituted by us, our counterparties or competitors;
- the timely development and acceptance of our new products and services and the perceived overall value of these products and services by users;
- acquisitions, including the ability to integrate acquired businesses successfully, and divestitures, including the ability to sell non-core assets; and
- other unforeseen or unexpected events and our success at managing these and the risks involved in the foregoing.
We caution you that the foregoing list of important factors is not exclusive. When evaluating forward-looking statements, you should carefully consider the foregoing factors and other uncertainties and events, including the information set forth in "Risk factors" in I – Information on the company in our Annual Report 2021.