You are here:
Step 4: What Options Do I Have for Optimizing My Tax Situation?
Do you want to fully optimize your tax savings? We show you options or can provide you with a personal assessment during a consultation.
Pension - 3rd Pillar: Shape Your Financial Future
You can benefit from attractive tax advantages right from your very first payment into a pillar 3a account as you can deduct your contributions from your taxable income. This can make it worth your while to pay in the maximum contribution each year to a Pension - 3rd pillar account from Credit Suisse if you can afford to.
The maximum yearly tax-deductible contributions in 2011 are:
- CHF 6,682 for those with a 2nd pillar occupational pension plan
- 20% of net earned income, up to a maximum of CHF 33,408, for those without a 2nd pillar occupational pension plan
Example
One-income family with two children, taxable income CHF 120,000, resident Zurich, tax rate 2010
Other benefits: Your pillar 3a savings are not subject to wealth tax or withholding tax. In addition, on withdrawal the capital is generally taxed separately from your other income at a reduced rate.
Life Insurance as an Alternative Form of Investment
Life insurance from Credit Suisse is an attractive, tax-privileged alternative form of investment. Its main advantage is that you can shape your pension provision to suit your individual needs. Particularly interesting from a tax point of view are unit-linked life insurance and endowment insurance.
Calculators
We have a range of online calculators to help you work out your potential tax optimization quickly and easily.
-
Tax Calculator
How much tax will you have to pay this year? How high would your tax bill be in a different municipality? How much tax could you save by paying into Pillar 2 or 3 accounts? -
Pension Calculator for Regular Retirement
We show you your financial means after regular retirement. -
Pension Calculator for Early Retirement
We show you your financial means after early retirement.
You can make considerable tax savings not only in building up your pension provision, but also when drawing your pension benefits. Contact us . We will be glad to assist you.
Secondary Content
Advice and Contact
Phone 0848 880 844
Login
