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Step 3: How Do I Choose the Right Pension Solution?
There is a wide range of pension products - but only one is the best choice for you.
The Difference between Risk Coverage and Retirement Savings
Risk insurance policies cover the consequences of disability and death as a result of accident or illness. Payments are made in the event of death or disability, or the policy is terminated when the term of insurance expires. In contrast, making provision for retirement involves accumulating capital through a pension plan. While you are working, you invest part of your income in a personal pension and thus build up capital for your financial needs after retirement.
Bank versus Insurer: Which is the Right Partner?
There are some basic differences between these two types of providers:
If you wish to save specifically for old age or to purchase residential property, a pension solution from a bank should be envisaged. If insurance coverage is your priority, insurance companies provide good solutions. A combination of the two can be the best choice. We work closely with a number of partners in the insurance industry and can therefore offer you comprehensive pension solutions from a single source.
Save on Taxes while Saving for Retirement with the Pension Account - 3rd Pillar
A Pillar 3 - Private Pension provides optimum coverage for individual pension requirements. Up to the statutory ceiling, you determine the date and amount of your contributions yourself, and all payments can be deducted from your taxable income. The preferential interest rate is an additional bonus. Refer to our brochure PDF (1.01MB) for an overview.
Using Pension Assets to Finance Residential Property
Enjoy tax benefits by using your pension assets to finance home ownership. Take a look at the entire range of available options.
Everyone has different pension requirements. Our Credit Suisse pension advisors will be glad to assist you with your personal pension solution at any time. Contact us to arrange a non-binding consultation .
Step 4: How Can I Invest My Pension Assets in the Best Possible Way?
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