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Start-Up Bonus Mortgage

Take Advantage of an Interest Bonus when You Finance Your First Home.

Your Benefits with a Start-Up Bonus Mortgage

  • Reduced interest when financing your first home
  • Protection against rising mortgage interest costs thanks to a fixed interest rate
  • You can budget for your mortgage interest costs ahead of time

Your Needs

  • You want to take advantage of special preferential conditions when buying your first home.
  • You want a fixed interest rate so that you are protected against rising rates.
  • When you finance your first home, you want a clear-cut calculation of your costs in advance.

What You Need to Know About the Start-Up Bonus Mortgage

Characteristics

  • 0.5% interest rate deduction on half of the mortgage during the first half of the term
  • Fixed mortgage interest rate for the entire term (set up as a fixed-rate mortgage)
  • Option to choose direct or indirect repayment

Suitable in these cases:

  • The Start-up bonus mortgage is ideal for first-time home buyers. This special offer makes it easier to finance your first home.

Example of a Start-Up Bonus Mortgage

Example of a Start-Up Bonus Mortgage

Conditions for the Start-Up Bonus Mortgage

Minimum amount

CHF 100,000 

Term

1 to 15 years

Savings on interest rate

0.5% less interest on half of the mortgage amount during the first half of the term

Interest rate

As per your individual offer (non-binding reference rates)

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