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Minergie Mortgage
Choose a Minergie House and Build for the Future.
Your Benefits with a Minergie Mortgage
- Financing by Credit Suisse of the additional costs that result from applying the Minergie standard1
- Affordability calculation based on reduced ancillary costs
-
Assumption by Credit Suisse of Minergie certification costs, up to a maximum of
CHF 5,200 plus VAT2
Your Needs
- You think that Minergie is the right way to build, and you also want to benefit from attractive mortgage conditions.
- You would like to combine economic advantages with ecological benefits and sustainability.
What You Need to Know About the Minergie Mortgage
Characteristics
- Mortgage for homes that have been constructed in accordance with one of the Minergie standards
- Special conditions thanks to better value retention offered by Minergie buildings
What does Minergie mean?
- Quality label for a new Minergie house or a building renovated in line with Minergie standards
- Better value retention and lower maintenance costs
- Homes that offer comfortable, energy-efficient living
- Better quality of life because the environment is safeguarded and living costs are reduced
Requirements for taking out a Minergie mortgage
- The method of construction must meet a set of defined requirements, known as a Minergie standard
- A Minergie certificate must be issued by the cantonal certification authorities
Conditions for the Minergie mortgage
A Minergie mortgage is based on a Credit Suisse mortgage model of your choice.
- 1)
- Additional costs as compared to conventional construction methods: up to a maximum of 5% of the market value or total investment costs.
- 2)
- Provided the Minergie certificate is no more than one year old and the costs have not already been paid by a third party.