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Minergie Mortgage

Choose a Minergie House and Build for the Future.

Your Benefits with a Minergie Mortgage

  • Financing by Credit Suisse of the additional costs that result from applying the Minergie standard1
  • Affordability calculation based on reduced ancillary costs
  • Assumption by Credit Suisse of Minergie certification costs, up to a maximum of
    CHF 5,200 plus VAT2

Your Needs

  • You think that Minergie is the right way to build, and you also want to benefit from attractive mortgage conditions.
  • You would like to combine economic advantages with ecological benefits and sustainability.

What You Need to Know About the Minergie Mortgage

Characteristics

  • Mortgage for homes that have been constructed in accordance with one of the Minergie standards
  • Special conditions thanks to better value retention offered by Minergie buildings

What does Minergie mean?

  • Quality label for a new Minergie house or a building renovated in line with Minergie standards
  • Better value retention and lower maintenance costs
  • Homes that offer comfortable, energy-efficient living
  • Better quality of life because the environment is safeguarded and living costs are reduced

Requirements for taking out a Minergie mortgage

  • The method of construction must meet a set of defined requirements, known as a Minergie standard
  • A Minergie certificate must be issued by the cantonal certification authorities

Conditions for the Minergie mortgage

A Minergie mortgage is based on a Credit Suisse mortgage model of your choice.

 

1)
Additional costs as compared to conventional construction methods: up to a maximum of 5% of the market value or total investment costs.
2)
Provided the Minergie certificate is no more than one year old and the costs have not already been paid by a third party.

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